请简要介绍一下上一报告期内您提议的 CWB 目标的进展情况：
During this reporting period, The Resurrection Project (TRP) has been able to convene with our CCWB network partners, community stakeholders, cooperative housing members, existing cooperatives, and consulting as we furthered defined our scope of work and began to plan activities toward our proposed CWB goals. An important milestone was met in September when we hired Ray Arroyo as the Program Manager for Housing Cooperatives. We feel positive about the progress we have made toward our goals, which include the development of a housing cooperative share loan product and building a pipeline of buyer-ready cooperative candidates.
在上一报告期内，您遇到了哪些制约或限制（如果有）？
One major challenge we have identified is the lack of share loans and share loan resources in Chicago for cooperative buyers. Not only is there a lack of share loan lending, there are few people, organizations, and institutions that have expertise on the topic. To address this challenge, we have been resourceful and persistent in our search for information. We have tapped into the housing cooperative network, identifying key relationships and resources along the way. Additionally, the trend we have identified is the need for financial wellness education for prospective cooperative buyers. Folks are struggling to manage their income and need financial stabilization. Many interested folks also have zero to low percentage of credit history, which prevents them from accessing lending products. Ineligibility because of legal status is also another big barrier for folks who are undocumented or have not received their ITIN numbers or work permits. There is also a lack of community level resources for housing cooperatives, such as. These resources are grants, and supporting programs that can help address the financial challenges faced by potential cooperative housing participants.
在上一报告期内，您利用了哪些机会（如果有）？
We attended the launch gathering to meet our partners and collaborators in our network. We have also met with partners, including PIHCO, Fresh-Start, UHAB, and CWBE partner leads. We have also engaged with community partners and professionals who are experienced and knowledgeable in cooperative housing, including staff from CCLF. This engagement involved discussions, sharing of insights, and exploring potential collaboration opportunities. Finally, we are in the process of finalizing TRP’s HUD Community Project Funding grant, which awarded $1M to TRP for share loan capital and $1M to PIHCO for building acquisition. We look forward to executing that contract and incorporating those grant activities into our housing cooperative initiative.
您在上一报告期内是否建立了新的 CWB 关系/伙伴关系？
是的
请描述您与 CWB 工作建立的关系。
TRP has been expanding its network and engaging with various organizations, consultants, and partners in cooperative housing. Here is a breakdown of the connections and interactions pertaining to our CWB work: With our headquarters in Pilsen, TRP has been in relationship with PIHCO for many years, including a recent grant collaboration where TRP and PIHCO were awarded a $2M HUD Community Project Funding (CPF) grant. More recently, We met with PIHCO representatives for cooperative housing resources, advance our plan to develop share loans, and finalize our CPF grant. We have also established communication and networking with Sol House. This is may be another organization or entity with relevance significance to the cooperative housing field, and TRP is actively engaging and establishing 'communicationand networking with Sol House. This is another orgaanization with significance to the cooperative housing field, and trp is actively engagning and establish working relations with Sol House. TRP also consulted with Upside Down consulting for more information regarding policy and sharing tenant bylaws examples used in the city. TRP has also received various referrals from other partners and has established a contact base and check in with them. Additionally, we are working hard to activate other established relationships with housing cooperative players, including CCLF (David Feinberg), UHAB, Center for Shared Ownership, Chicago Rehab Network (Rachel Johnston), Shared Capital Cooperative (Mark Fick), and the Little Village Cooperative (Robin Semer), among others.
在上一报告期内您是否与其他 TA 提供商合作？
是的
您与哪家 TA 提供商合作？
David Feinberg, CCLF TA provider
请分享您代表谁/哪些项目与上述 TA 提供商进行了合作：
TRP consulted with David regarding lending resource knowledge, guidance and connections to other key partners who will support us in identifying and formalizing a share loan product.
您参加了上个月的工作组会议吗？
是的
您如何评价上个月工作组对您项目的实用性？（以 1-5 为标准）
5 非常有用
可选空间
参与者的性别认同（选择所有适用的选项）
参与者的年龄范围（选择所有适用的选项）
本报告期内，您为有限股权住房合作社 (LEHC) 进行了多少次一对一咨询？（例如，一个团体或个人与一个培训提供商）？
1
本报告期内，您为有限股权住房合作社举办了多少次小组研讨会？（例如会议、研讨会、活动等）
3
本报告期您为 CWB Pre-Development Limited Equity Housing Cooperatives 提供了多少小时的支持？
3
本报告期内，您为现有的有限股权住房合作社提供了多少小时的支持？
4
请列出您在报告期内合作过的 LEHC。
本报告期内，您向 LEHC 提供了哪些类型的技术援助？请选择所有适用的选项。
本期保留或开发的可负担住房数量
0
本期新增的经济适用房数量
0
在本报告期内您是否为任何 LEHC 提供过教育？
不
您的 LEHC 客户/合作伙伴在本报告期内表达的最大需求是什么？
Readily accessible loan products.
芝加哥 CWB 生态系统在服务或资源方面最大的差距是什么？
he need for readily accessible share loan products, and affordability challenges faced by prospective housing cooperative buyers and Access to housing cooperative share loans and prequalification due to poor to no credit history and immigration status. Additionally, there are few individuals and lenders who have knowledge in this area.
请分享来自 LEHC 客户的直接评价或有关您这段时间的工作影响的故事：
When TRP started thinking about housing cooperatives more than three years ago, we understood there was a need for share loans in Chicago and we thought there was a role for TRP as a CDFI. Today, as we dive into this work more deeply, the need for share loans is felt even more acutely. We heard this from partners at CCLF who provide housing cooperative umbrella loans, but not individual share loans. We heard it from housing cooperative organizers at PIHCO and La Villita Housing Cooperative who are working with low-income residents, many of whom are immigrants. And we heard it from housing cooperative experts at UHAB, Shared Capital Cooperative, and Center for Shared Ownership who have long recognized this gap in the housing cooperative ecosystem. We are happy to be working in this space and look forward to developing as needed loan product. With 33 years of experience providing homeownership and financial education, TRP is excited to contribute to the coop ecosystem.
请上传 LEHC 研讨会或举办的活动的媒体（带有推荐、照片或视频链接的文档）。
